Personal Loan App: Nowadays you must have seen many advertisements of this application on social media platforms like Facebook and Instagram. This is a new and currently very popular application with the help of which you can take a loan very easily.
Along with taking a loan, you also get several loan repayment options. In this article you will be told about this application i.e. Navi Instant Personal Loan application.
Navi Instant Personal Loan Application
Through this recently discussed app, any user of this app can easily take a loan of up to 2 lakh rupees. An interest amount of up to 12 percent has to be paid for taking this loan and along with the repayment of this loan.
To take a loan from this app, many legal formalities have to be done, like you have to complete your KYC on this app and apart from this, you have to provide many other types of information through this app.
Documents Required for Navi Personal Loan
Various types of documents are required for availing Navi Personal Loan. If you have heard about taking a personal loan through Aadhaar card, for that you have to submit at least Aadhaar card and PAN card.
Similarly, to take a loan from this application, you will need at least these documents. These are all the documents we need
Aadhaar Card – To take loan through this application, first of all we need Aadhaar Card. Taking loan from this app without Aadhaar card can be a bit difficult.
PAN Card – Apart from Aadhaar Card, PAN Card is also required. PAN card is also most important for taking online loan from this type of application.
Bank Information – Apart from the above two documents, the bank information must also be given in it. As soon as your loan is approved, the loan amount is transferred to your bank account.
Income and Expense Information – Apart from the above documents, you also need to provide minimum information about your earnings. Any financial institution that gives you a loan asks you about your earnings to estimate whether you will be able to repay the loan on time.
These are all important documents which we need first so that we can take loan from this new loan application. Besides, there are some procedures for this which are explained further.
How to avail Navi Personal Loan?
We have many ideas for taking new personal instant loans. This is also one of these ideas. This application is currently new and through this application you can easily take loan online. First of all install this application in your mobile.
To install this application in your mobile first, you can follow this procedure. The entire process is as follows –
First of all you have to go to Google Play Store which is already installed in your mobile.
After this, the search name option appears in this application, on that search the name of this application is New Personal Loan.
After this, you will see all the information related to this application on the mobile screen. From it this application has to be installed.
After this, you have to create your account in this application as soon as it is installed in your mobile.
Create a profile in Navi Personal Loan App
After this you have to create your profile. After installing this application in your mobile open it. After this, after entering your email id and your mobile number in this application, you have to create an account in it.
As soon as you create your account in this app, you have to complete your KYC in it. After completing KYC, you can apply for the loan.
Complete KYC
As soon as you create your profile in this app you have to complete your KYC. You will need the following documents to complete KYC. The list of these documents is as follows –
Aadhaar Card – Applicant has to submit his Aadhaar card in this form loan application. This is an important document.
PAN Card – Apart from Aadhaar Card, you also have to upload your PAN card in this application. Your CIBIL PAN is checked based on the card.
Bank related information – In this you can deposit your bank account check or passbook of this account as well. This is also one of those important documents.
Income and Expenditure Statement – In this important document, you can provide the details of your bank account income and expenditure for the last 3 months.
How to apply for a loan?
As soon as you submit your KYC in this application and after that if it gets approved, you can take loan for approved amount through this application. After that, if your loan is approved then the loan amount will be credited to your account.
